Terms of Service

These Terms of Service  govern your access to and use of the services provided by Xara Funds. By using our website, platform, or services, you agree to these Terms. If you do not agree, you must discontinue use immediately.

1. Overview of Services

Xara Funds provides banking assistance, chargeback guidance, and scam-related fund-recovery support, including:

  • Case assessment

  • Documentation preparation

  • Communication support

  • Guidance through financial dispute procedures

Xara Funds does not:

  • Guarantee successful outcomes

  • Represent itself as a law firm or financial institution

  • Perform actions that violate banking, financial, or legal regulations

  • Recover funds directly on behalf of clients unless legally permitted and authorized

All final decisions on disputes or chargebacks are made by banks, payment processors, and relevant authorities.

2. Eligibility

To use our services, you must:

  • Be at least 18 years old

  • Provide accurate and truthful information

  • Have the legal capacity to enter into a binding agreement

  • Not use our services for fraudulent or unlawful purposes

We reserve the right to verify your identity if needed for compliance.

3. Client Responsibilities

Clients agree to:

  • Provide accurate case information and documentation

  • Cooperate with all required steps in the dispute process

  • Respond in a timely manner to requests for information

  • Refrain from submitting false, misleading, or fraudulent claims

Submission of false information may result in termination of service.

4. Payment & Fees

  • Xara Funds maintains a transparent fee structure.

  • While some engagements may require an initial fee, 98% of the time fees are collected at the end of the service, after the agreed work is completed.

  • All costs and payment terms are presented before beginning the service.

  • No unauthorized charges will ever be applied.

  • Clients pay only for services they have agreed to.

  • Refunds, where applicable, follow our official Refund Policy.

Failure to pay agreed fees may result in suspension of service or collection procedures.

5. No Guarantees or Financial Promises

While we strive to provide professional assistance, Xara Funds does not guarantee results.
You acknowledge that:

  • Outcomes depend on banks, regulators, and payment processors

  • Success varies by evidence, case type, and third-party rules

  • Past outcomes do not predict future results

Xara Funds is not liable for decisions made by third parties.

6. Compliance & Legal Use

You agree not to use our services to:

  • Commit fraud or deception

  • Manipulate financial institutions

  • Submit false chargebacks or claims

  • Engage in illegal activity under local or international law

We may refuse or discontinue services at our discretion if compliance risks arise.

7. Data Protection & Privacy

Your personal information is handled according to our Privacy Policy.
By using our services, you consent to:

  • The collection of relevant data

  • Secure processing and storage

  • Communication with banks, payment processors, or authorities when necessary

We do not sell personal data.

8. Intellectual Property

All content on the Xara Funds website—including text, graphics, logos, and materials—is the property of Xara Funds or licensed to us.
Users may not:

  • Copy

  • Reproduce

  • Distribute

  • Modify

  • Sell

Any content without written authorization.

9. Third-Party Services

Our services may involve interacting with:

  • Banks

  • Payment providers

  • Financial institutions

  • External vendors or platforms

Xara Funds is not responsible for the actions, decisions, or delays of third-party entities.

10. Limitation of Liability

To the fullest extent permitted by law:

  • Xara Funds is not liable for indirect, incidental, or consequential damages

  • Xara Funds is not responsible for losses caused by third-party decisions

  • Xara Funds’ total liability will not exceed the amount paid by the client for the service in question

You use our services at your own discretion and risk.

11. Service Modifications

We may update, modify, or remove any part of our service offerings at any time.
Notice will be provided for significant changes that affect active clients.

12. Termination of Service

We may suspend or terminate your access if you:

  • Violate these Terms

  • Submit fraudulent or misleading information

  • Abuse communication channels

  • Engage in illegal or harmful behavior

You may terminate services at any time by contacting us.

13. Governing Law

These Terms are governed by the laws of Jurisdiction without regard to conflict-of-law principles.
Any disputes will be resolved in the courts of Jurisdiction unless otherwise required by applicable statutes.

14. Changes to These Terms

We may update these Terms periodically.
The latest version will always be posted on our website with the “Last Updated” date.
Continued use of our services constitutes acceptance of the updated Terms.

15. Contact Information

For questions, support, or legal requests, contact us