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Welcome to the Largest Banking, Chargeback and Scam Refund System

Xara Funds is a safe, fast, easy, and efficient Banking, Chargeback and Scam Refund System that enables you access to your bank account and to carry out online banking services, 24/7

Create an Account

Online Payment

We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.

Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

Transfer Money

You are able to transfer your funds within the Xara Funds or other banks we support by adding your beneficiaries

About Us

We care about your money and safety.

Our Mission

We are focused on building and sustaining long-term generational relationships with our customers

Our Vision

Xara Funds will serve all over the world and becomes the most popular Bank in this universe.

Our Goal

Xara Funds will serve their customers from all over the world and becomes the popular bank in this universe.

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Our Services

We make your life comfortable with our services.

Fast Transfer

Our Money transfer system is secure and easy. Send your funds to your beneficiaries within Xara Funds or to other banks. Transfer within Xara Funds is instant and to other banks may take 24 hours.

Deposit Funds

Account-holders of Viserbank are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.

Withdraw Funds

Account-holders of Xara Funds are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust Xara Funds.

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Why Choose Us?

We are giving you the best services

Get Started

Secure Service

Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.

Lowest Transaction Fee

Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.

How it works

It's easy to join with Us

1

Open an Account

To be an account holder you have to open an account first.

2

Verification

After registration you need to verify your Email and Mobile Number.

3

Deposit

Deposit some funds before applying on any FDR or DPS plans.

4

Get Service

Now you can get any of our services as our registered account-holder

Fixed Deposit Scheme

Efforts are our rewards are yours!

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Long-Term FDR

21%/ 180 Days
  • Lock in Period 60 Days
  • Get Profit Every 180 Days
  • Profit Rate 21%
  • Minimum €51,000.00
  • Maximum €500,000.00
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Medium-Term FDR

12%/ 60 Days
  • Lock in Period 21 Days
  • Get Profit Every 60 Days
  • Profit Rate 12%
  • Minimum €6,000.00
  • Maximum €50,000.00
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Short-Term FDR

4%/ 30 Days
  • Lock in Period 9 Days
  • Get Profit Every 30 Days
  • Profit Rate 4%
  • Minimum €100.00
  • Maximum €5,000.00
Deposit Pension Scheme

Grow your deposit with us.

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Basic DPS

€100 /30Days
  • Interest Rate 4%
  • Per Installment €100.00
  • Installment Interval 30 Days
  • Total Installment 10
  • Deposit €1,000.00
  • You Will Get €1,040.00
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Medium DPS

€250 /180Days
  • Interest Rate 12%
  • Per Installment €250.00
  • Installment Interval 180 Days
  • Total Installment 25
  • Deposit €6,250.00
  • You Will Get €7,000.00
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Pro DPS

€1500 /360Days
  • Interest Rate 21%
  • Per Installment €1,500.00
  • Installment Interval 360 Days
  • Total Installment 50
  • Deposit €75,000.00
  • You Will Get €90,750.00
Our Loan Schemes

We Have The Best Loan Plans

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Agricultural Loan

16% /360 Days
  • Take Minimum €50,000.00
  • Take Maximum €200,000.00
  • Per Installment 16%
  • Installment Interval 360 Days
  • Total Installment 8
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Business Loan

10% /180 Days
  • Take Minimum €10,000.00
  • Take Maximum €100,000.00
  • Per Installment 10%
  • Installment Interval 180 Days
  • Total Installment 12
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Student Loan

14% /180 Days
  • Take Minimum €100.00
  • Take Maximum €10,000.00
  • Per Installment 14%
  • Installment Interval 180 Days
  • Total Installment 8

We provide our banking services all over the world

Xara Funds is a secure and robust Banking, Chargeback and Scam Recovery Refund System getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders

597K

Account Holders

971K

Total Transaction

5

Total Branches

240+

Countries We Serve

I contacted Xara Funds after a suspicious trading platform refused to release my funds. They reviewed the situation and helped me build a strong case for my bank. The team was reliable, responsive, and clear about what to expect. I felt much more confident having them guide me.

Kelvin O.

Small Business Owner

My experience with Xara Funds was excellent. They explained the whole dispute process in simple terms and kept me updated the entire way. What stood out the most was their professionalism and patience. I would recommend them to anyone dealing with a difficult financial dispute.

Maria P.

Marketing Manager

I wasn’t sure where to start with a chargeback dispute, but Xara Funds made the process clear and manageable. They helped me organize my documents and communicate properly with my bank. The service was transparent, and I appreciated their honesty throughout.

Daniel R.

Software Engineer

I was overwhelmed after losing money to an online investment scam. Xara Funds reviewed my case, guided me through every step, and helped me understand what my bank needed. Their communication was professional and supportive. I genuinely felt like I had someone on my side.

Sarah M.

Financial Analyst

Frequently Asked Questions

Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.

Xara Funds is a platform that provides support services for banking assistance, chargeback guidance, and scam-recovery consultation. We help clients understand their options, prepare necessary documentation, and communicate effectively with their financial institutions throughout the process.

Yes. Xara Funds operates in accordance with applicable laws and regulations within our jurisdictions of operation. We provide consultation and support services, not legal representation or financial institution services, and our practices follow industry-standard compliance guidelines.

We help clients by reviewing their case, assisting them in gathering evidence, and guiding them on how to file or follow up on a chargeback with their bank or card provider. While we support the process, the final decision always rests with the financial institution.

We offer case assessments, documentation assistance, and recovery strategy guidance to increase your chances of a successful outcome. Although many clients have seen positive results, recovery is never guaranteed and depends on several external factors, including the policies of banks and payment processors.

Timelines vary depending on the complexity of the case, the type of transaction, and the response times of banks or platforms involved. Some chargebacks may take a few weeks, while more complex recovery cases can take longer. We keep clients updated throughout every stage.

Clients typically need to provide details such as transaction records, communication history, identification documents, and any evidence supporting their claim. After a brief evaluation, we guide you through the next steps tailored to your specific situation.

Our Partners

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